How to buy a house: 13 steps to getting the keys to your new home

If you're looking to buy a house, follow these 13 steps to simplify the process. Start by determining how much you can afford, including all costs like taxes and insurance. Prepare financially by saving for a down payment, paying off debt, and checking your credit score. Shop around for mortgage lenders and get preapproved. Find a buyer's agent, search for homes, and make an offer. Schedule inspections, shop for homeowners insurance, choose a lender, and complete a final walk-through before closing. Ensure you have enough savings for down payment and closing costs.