Florida first-time homebuyer guide 2025

Florida's real estate market in October 2024 shows 144,730 listings, a 45% increase from 2023, with a median home price of $434,995, down 6.9% from the previous year. Homeowners insurance is costly, averaging $5,527 annually, and property taxes vary, averaging 0.91%. Various mortgage options are available, including low down payment programs for first-time buyers. Assistance programs like Florida Assist and the Hometown Heroes Program offer financial help. Buyers should budget for potential property tax increases.

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